The Bank That Failed Forward Into History On October 17, 1888, Capital Savings Bank opened at 609 F Street NW in Washington, D.C.—the first bank organized and operated entirely by African Americans. Just 14 years after the catastrophic collapse of Freedman's Savings and Trust Company (which lost thousands of Black families' savings to corruption in 1874), Capital Savings had to rebuild trust from devastation. Within 4 years, deposits reached $300,000 (over $10 million today). The bank financed B
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