Step 1: Set up direct deposit ☑️ Step 2: Unlock exclusive perks 🔓 Enjoy benefits like no monthly fees, early payday, overdraft protection and more with eligible direct deposit. Otherwise, fee is $5 per month. Get your pay up to 2 days early with ASAP Direct Deposit™. Opt in for up to $200 overdraft protection with coverage based on eligible direct deposits. For overdraft protection, a $15 fee may apply for each purchase transaction not repaid within 24 hours of authorization of first transactio
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