Mar 20, 2025 · After-tax contributions to your workplace plan can be withdrawn without taxes or penalties. Any earnings on those after-tax contributions are considered pre-tax balances—so taxes …

An after-tax 401 (k) contribution refers to after-tax dollars going toward a 401 (k) account. Because you've already paid taxes on these funds, your taxable income isn't lowered for the...

Dec 13, 2024 · While similar, Roth and after-tax 401 (k) plans have several key differences. Dig deeper into the pros and cons of each.

Sep 9, 2025 · Contributing after-tax money to a 401 (k) may be a good idea for people in certain circumstances. Learn what the tax implications are and if it's right for you.

4 days ago · The after-tax contribution option within a 401 (k) plan allows participants to save significantly more for retirement than the standard annual limits suggest. This specific contribution …

6 days ago · Pre-tax investing With pre-tax contributions, you don’t pay taxes on the money you contribute from your paycheck or any earnings made until you withdraw money in retirement. “What …

May 14, 2025 · An after-tax 401 (k) is great if you want to stash away more cash each year in a tax-advantaged retirement account, and it can help you reach your retirement goals sooner.

After-tax 401 (k) contributions can be withdrawn at any time with no tax or penalty. Unlike the rigid rules on withdrawals in a regular 401 (k), the after-tax 401 (k) allows you to...

Mar 6, 2025 · For those who've already contributed the maximum amount to other tax-advantaged accounts (e.g., IRAs, HSAs, or pre-tax 401 (k) plans), after-tax 401 (k) contributions offer an …

Sep 7, 2025 · What Is an After-Tax Contribution? An after-tax contribution is money paid into a retirement or investment account after income taxes on those earnings have already been deducted.