Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. Our advice follows strict editorial ...

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, ...

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked for ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Opening one of the best credit cards for no credit and using it responsibly can be a great way to establish and build credit. However, when you have little to no credit history to begin with, it can ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

Having bad credit can be a huge challenge. Not only does a poor credit score prevent you from qualifying for some types of credit, but it can also impact the cost to obtain new utilities lines, rental ...

Despite what you may believe, consumers with bad credit have many credit card options. You can quickly get a secured credit card by putting down a deposit equal to your credit line, or you can choose ...

Many student credit cards emphasize features that build credit, as students often have limited or no credit. The idea is to help students graduate (pun intended) to a more feature-packed card later.

The best credit cards for good credit share several characteristics. They offer ample rewards and many benefits that often include introductory promotions, no annual fee, and relatively low APRs. What ...

Choncé is a Certified Financial Education Instructor (CFEI) and a nationally recognized personal finance and budgeting expert. She has paid off over $50,000 of personal debt, and her debt story has ...

We’ve always admired Discover for providing value to consumers. Its credit cards have minimal fees, offer good rewards, and are widely accepted nationwide. The Discover it® Cash Back credit card is ...