Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly scenarios.

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...

The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, they're the same in that both kinds of retirement accounts allow for ...

In a little more than a month, the “Roth IRA” will be having its 28th anniversary as a cornerstone option for individuals ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the long ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can withdraw them penalty-free, if you are under age 59 1/2 at the time you want to ...

Looking to save more for retirement? Opening a traditional IRA or Roth IRA can be one of the best money moves you ever make. I recently opened a Roth IRA myself -- a choice that will likely save me ...

The IRS announced inflation-adjusted limits on benefits and contributions for various retirement accounts on Thursday, ...

Traditional and Roth IRAs are both tax-advantaged accounts that you can use to save for retirement. While you are typically allowed to contribute to both each year (depending on income), there is a ...

It's a question investors have been asking themselves since they were first given the choice back in 1998: Do I take my tax break now and pay taxes later, or do I pay my taxes now and enjoy tax-free ...