Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...

The figures in our table below show the cheapest loans based on a representative example of up to £10,000 repaid over five years. The interest rate you receive will depend on your financial situation, ...

There are lots of reasons why people decide to borrow cash. Some want [or need] to replace their car, others are looking to revamp their home – perhaps with a new kitchen or bathroom, and some may ...

Personal loan scams can target many people in the hopes of luring a few or target a particular person based on a ...

Knowing which lenders to apply with and how to improve your score fast can boost your chances of qualifying for a personal loan Written By Written by Contributor, Buy Side Lindsay Frankel is a ...

When it comes to finances, everybody needs to reach a goal, cover an emergency, or get unstuck from a rut sometimes. Loan options are admittedly fewer for borrowers who have bad credit. Although it ...

You can take out multiple personal loans at once, though not necessarily from the same lender. Before borrowing, consider whether you have room in your budget for additional debt. There are ...

The average personal loan rate on loans with a three-year term is 15.36%, according to Credible.com’s personal loan marketplace. Borrowers who pre-qualified for that rate had a credit score of 720 or ...

LendingClub offers personal loans to borrowers with fair or good credit and better. While you could get higher-than-average interest rates and face other types of fees, LendingClub also accepts joint ...

You can use the U.S. News Best Personal Loan Companies analysis to find the top personal loan providers for consolidating ...